FINANCING ASSISTANCE

Learn About Financing Assistance

What Down Payment is Needed?

The answer is it will vary depending on your credit history, personal budget goal and monthly income. A higher down payment usually benefits your being approved. Every person’s situation is unique. Lenders prefer a down payment as it lowers the risk associated with your loan.

What Documents Is Needed?

The lender will require documentation that supports what you put on your loan application such as:

  • 30 Days Pay stubs
  • 2 Months Bank Statements
  • Valid Driver Licence
  • Valid Auto Insurance Card

How Do I Get My First Auto Loan?

Usually the lender will require a co-signer on your first auto loan. If you do not have a co-signer option, another option is to get approved with alternative credit and stable work history. Here are items you need when you apply:

  • 30 Days Pay stubs
  • 2 Months Bank Statements
  • Valid Driver Licence
  • Valid Auto Insurance Card
  • 12 Months Proof of Residence in Your Name
  • 6 Months Proof of Utilities Paid On Time In Your Name. Electric, Water and/or gas
  • No Charge Offs or Delinquent Bills Showing On Your Credit Report.

Will Getting My Loan Approved Be Affected If I Have Current Auto Loan?

Yes. In most cases the lender will require that loan to be paid off as most people find it difficult to make monthly loan and insurance payments on 2 vehicles.

Tennmotors will buy your trade in which makes this process much easier. We will appraise your vehicle and determine your KBB fair market value. Here are some needed items if you are considering trading in your vehicle.

  • Contact Your Lender and Get A 10 Day Payoff on Your Current Loan.
  • Provide Us Your Title, Loan Documents and Maintenance Records.
  • Provide Both Sets of Keys
  • Begin to Take Out Personal Belongings or Bring a Box or Bag

What is Required To Get A Auto Loan With Poor Credit?

It is very common good people find themselves having poor credit. There are lenders that specialize for poor credit customers. Here are some requirements you can expect:

  • A Larger Down Payment of 20% or more
  • Higher Interest Rate of 24% or More
  • Shorter Length of The Loan
  • 30 Days Pay stubs
  • 2 Months Bank Statements
  • Valid Driver Licence
  • Valid Auto Insurance Card

How Long Does It Take to Get Approved?

Once submitted with needed documentation, you can expect an approval decision the same business day except on the weekends.

Tennmotors is here to answer any questions you may have. Please call us , 423-397-2472, and we will do our best to assist you in any way we can.

Get Started: Cash Deal

This Vehicle For Sale

TennMotors Price:
$
Excl. taxes, fees and protection plans.
Warranties & Protection
Customize your Warranty and Protection options to keep your investment safe.
Guaranteed Asset Protection (GAP)
5 Years, 125% Protection. Covers the difference between the fair market value of your vehicle at the time it’s totaled and your outstanding loan balance.
Extended Powertrain Warranty
12 Month / 12000 Mile Limited Powertrain Warranty. Provides peace of mind with your vehicle choice after your purchase.
Trade-In Value
Do you have a trade-in vehicle?*
Year
Make
Model
Trim
Miles / Odometer
VIN*
If you have a vehicle to trade in, we will appraise it and apply the value towards your final purchase. Customers typically also get more value on in-person appraisals.
Your Basic Info
We need some basic information from you to finalize the order.
First Name*
Last Name*
Email*
Phone*
Comments
Review Final Order
Pricing Summary
TennMotors Price:
$
Total Taxes & Fees:
$
Sales Tax:
$
Local Taxes & Fees:
$
Service & Protection Plans:
$
+ 5 Years Guaranteed Asset Protection (GAP):
$
+ 12 Mo. Extended Powertrain Warranty:
$
Purchase Summary
Total Purchase Price:
$

Total Taxes & Fees include Sales Tax (7%) Tennessee taxes plus an $80 surcharge. Local Taxes and Fees includes (.15%) Tennessee business tax, $750 dealer service fee, $54.00 Temp Tag and FedEx fees, and a $43.50 Electronic Filing Fee.

While TennMotors attempts to ensure all information published here is accurate, we cannot be responsible for errors (such as typographical, or data feed errors) that may appear on this website. If a payment, price or other other information is deemed to be inaccurate, TennMotors will provide you with the correct information as we are notified of the inaccuracy. In the event of any error, TennMotors reserves the right to refuse any request. Prices, Vehicle prices and availability are subject to change.

🔒 Information is secured via 256 Bit HTTPS SSL Encryption.

Complete Your Purchase Online

Getting started with your 100% online purchase at TennMotors is a simple three step process.

Browse our online store, select one of our vehicles and payment method that best fits your needs and click the "Get Started" button to begin.

Configure the financing options and preview the monthly payment and details before submitting your request. Cash buyers can simply submit a request.

Review and submit your request for the vehicle and a Personal Concierge from TennMotors will contact you with final documents and delivery instructions.

More Details

About This Vehicle For Sale

TennMotors Price: $0
VIN: See Dealer
Stock #: See Dealer
Mileage: See Dealer

Vehicle Description

See Dealer for more details and a description of this vehicle.

Ask Question

About This Vehicle For Sale

TennMotors Price: $0
VIN: See Dealer
Stock #: See Dealer
Mileage: See Dealer

Have a quick question or just want more info? Fill out the form below and a personal concierge will contact you soon!

First Name*
Last Name*
Phone*
Email*
Your Questions
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Inventory Filters
Year Range
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20062023
Miles
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12,870215,770
Price Range
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$5,500$36,800
Payment Range
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$
$
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Make
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Drivetrain
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Get Started: Finance

This Vehicle For Sale

Estimated Payment:
$
Incl. taxes & fees, on approved credit.
Finance Options
Configure your desired financing options and preview your payment first.
Adjust Down Payment*
$
Credit Range*
Term Months*
Warranties & Protection
Customize your Warranty and Protection options to keep your investment safe.
Guaranteed Asset Protection (GAP)
5 Years, 125% Protection. Covers the difference between the fair market value of your vehicle at the time it’s totaled and your outstanding loan balance.
Extended Powertrain Warranty
12 Month / 12000 Mile Limited Powertrain Warranty. Provides peace of mind with your vehicle choice after your purchase.
Trade-In Value
Do you have a trade-in vehicle?*
Year
Make
Model
Trim
Miles / Odometer
VIN*
If you have a vehicle to trade in, we will appraise it and apply the value towards your final purchase. Customers typically also get more value on in-person appraisals.
Your Basic Info
We need some basic information from you to finalize the order.
First Name*
Last Name*
Email*
Phone*
Comments
Review Final Order
Pricing Summary
TennMotors Price:
$
Total Taxes & Fees:
$
Sales Tax:
$
Local Taxes & Fees:
$
Service & Protection Plans:
$
+ 5 Years Guaranteed Asset Protection (GAP):
$
+ 12 Mo. Extended Powertrain Warranty:
$
Total Purchase Price:
$
Financing Summary
Down Payment:
$
Total Finance Amount:
$
Term:
months
Estimated Interest Rate:
%
Estimated Payment
$
/mo

Total Taxes & Fees include Sales Tax (7%) Tennessee taxes plus an $80 surcharge. Local Taxes and Fees includes (.15%) Tennessee business tax, $750 dealer service fee, $54.00 Temp Tag and FedEx fees, and a $43.50 Electronic Filing Fee.

Payments are estimates based on 4.5% APR, $2500 down, 60 mo. term. Includes taxes & fees, on approved credit only. While TennMotors attempts to ensure all information published here is accurate, we cannot be responsible for errors (such as typographical, or data feed errors) that may appear on this website. If a payment, price or other other information is deemed to be inaccurate, TennMotors will provide you with the correct information as we are notified of the inaccuracy. In the event of any error, TennMotors reserves the right to refuse any request. Prices, payments and availability are subject to change.

🔒 Information is secured via 256 Bit HTTPS SSL Encryption.